Third Party insurance covers the damage that may be caused by one car to another person's property, not being the owner or driver or of that insured car. Basically, if a taxi has that party insurance (as the law demands all cars must) and that taxi knocks you or destroys your property then you can recover money to compensate you for the damage. After the accident, you need to d the following so that you can recover from the incident;
1. Take pictures and gather as much information as you can at the scene of the accident.
2. Find out whether the person who caused the accident is insured and get his or her contacts.
3. Get the contact details of any witnesses
4. If there are police officers present give them your statement and make sure you get the Crime Reference Number if a file is opened up.
5. Make a note of any other relevant information. If you want to make a recovery you have got to be proactive and keep in touch with the person who caused the accident, also make sure if there is any medical assistance required to keep the receipts and present them when needed.
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